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PUBLISHER: yStats.com | PRODUCT CODE: 1650829
PUBLISHER: yStats.com | PRODUCT CODE: 1650829
Global Payments Market Report 2025: Trends, Adoption & the Future of Digital Transactions
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PAGES: 105 Pages
DELIVERY TIME: 1-2 business days
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Credit/debit cards globally lead online payment preferences with over 40% usage while digital wallets comes in second with over 20% in 2024, according to the latest yStats.com report.
Digital Payments Growth Accelerates, Set to Exceed USD 3 Trillion by 2028
By 2028, global payments revenue is expected to surpass USD 3 trillion, with Asia-Pacific leading, contributing nearly 50%. Non-cash transactions are projected to grow at over +10% CAGR, reaching almost 3 trillion by 2028.
Instant Payments and Digital Wallets Reshape Global Transactions
Instant payments are forecast to rise from over 15% in 2023 to over 20% of global transactions by 2028. Digital wallets continue strong growth, with more than +60% YoY increase in Q3 2023. Credit cards remain dominant, accepted by over 75% of businesses in 2024.
Crypto Payments Gain Traction as Users Exceed 560 Million in 2024
Cryptocurrency adoption has surged, with global crypto ownership up +30% YoY, surpassing 560 million users in 2024. Blockchain and DeFi are driving financial innovation, with more than 60% of respondents interested in using digital currencies for payments.
AI Fraud Prevention Strengthens Payment Security, Saving Billions
AI-driven fraud detection is gaining traction, with Visa's model preventing nearly USD 30 billion in fraud annually. Mastercard's AI solutions boost fraud detection accuracy by up to 300%. AI also enhances payment efficiency, improving transaction success rates for platforms like Adyen.
Product Code: 1685
Table of Contents
1. Management Summary
2. Global Digital Payments Adoption and Trends
- 2.1. Key Takeaways
- 2.2. Digital Payments Adoption & Consumer Preferences
- Global: Digital Payments Adoption, Innovations and Consumer Preferences, January 2025 (Part 1 of 2)
- Global: Digital Payments Adoption, Innovations and Consumer Preferences, January 2025 (Part 2 of 2)
- Global: Online Payment Methods Preferred by Shoppers, in % of Respondents, 2024
- Global: Reasons for Online Shopping Cart Abandonment, in % of Respondents, 2024
- Global: Online Shopper Preferences for Account Creation, in % of Respondents, 2024
- Global: Importance of Delivery Providers in Online Shopping Decisions, by Country, in % of Respondents, 2024 (1 of 2)
- Global: Importance of Delivery Providers in Online Shopping Decisions, by Country, in % of Respondents, 2024 (2 of 2)
- 2.3. Regional Digital Payments Adoption
- USA: Digital Payments Adoption by Category: Online, in % of respondents, 2019, 2021, 2023-2024
- USA: Digital Payments Adoption by Category: In-App, in % of respondents, 2019, 2021, 2023-2024
- USA: Digital Payments Adoption by Category: In-Store, in % of respondents, 2019, 2021, 2023-2024
- USA: Digital Payments Adoption by Category, in % of respondents, 2024
- USA: Digital Wallets Adoption by Category: In-Store, in % of respondents, 2024
- USA: Digital Wallets Adoption by Category: Online, in % of respondents, 2024
- USA: Digital Wallets Adoption by Category: In-App, in % of respondents, 2024
- Europe: Digital Payments Adoption by Category, in % of respondents, 2024
- Europe: Digital Wallets Adoption by Category: In-Store, in % of Digital Payment Users, 2024
- Europe: Digital Wallets Adoption by Category: Online, in % of Digital Payment Users, 2024
- Europe: Digital Wallets Adoption by Category: In-App, in % of Digital Payment Users, 2024
3. Non-Cash Transactions Growth
- 3.1. Key Takeaways
- 3.2. Global and Regional Non-Cash Transactions Trends
- Global: Total Non-cash Transactions Volume, in volume trillions, 2018 & 2021-2024e & 2028f
- Asia-Pacific: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- North America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- Europe: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- Latin America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- MEA: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- 3.3. Global and Regional B2B Non-Cash Transactions Trends
- Global: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- Asia-Pacific: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- North America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- Europe: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- Latin America: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
- MEA: Total Non-cash Transactions Volume, in volume billions, 2018 & 2021-2024e & 2028f
4. Global Payments Revenue and Market Value
- 4.1. Key Takeaways
- 4.2. Payments Revenue
- Global: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023, 2028f
- Global: Payments Revenue by Type, Commercial & Consumer in %, 2023
- Global: Payments Revenue by Type, Commercial & Consumer in %, by Region, 2023
- Global: Payments Revenue by Type, Commercial & Consumer in %, by Region, by Payment Type, 2023
- Asia-Pacific: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023
- Asia-Pacific: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023
- North America: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023
- North America: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023
- Europe, Middle East, and Africa: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023
- Europe, Middle East, and Africa: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023
- Latin America: Payments Revenue Value, in USD trillion, 2013, 2018, 2020- 2023
- Latin America: Payments Revenue by Type, Commercial & Consumer in %, 2018 & 2023
- 4.3. U.S. Point-of-Sale Spend Trends
- USA: Total C2B1 point-of-sale spend, in USD trillion, 2018-2023
- USA: Total C2B1 point-of-sale spend by segment, in %, 2018-2023
- 4.4. Future Payment Revenue Projections
- Global: Payment Revenue Value, in USD trillion, 2027f
- Asia-Pacific: Share of Payment Revenue Value, in %, 2027f
- North America: Share of Payment Revenue Value, in %, 2027f
- EMEA: Share of Payment Revenue Value, in %, 2027f
- Latin America: Share of Payment Revenue Value, in %, 2027f
5. Global & Regional Payment Mix: Traditional vs. New Payments
- 5.1. Key Takeaways
- 5.2. Global and Regional Payment Mix Trends
- Global: Payment Mix: New Payments vs Traditional Payments, In % of transaction volume, 2023 & 2028f
- Global: Organizations Accepting Payment Methods, by Type, in %, 2022 & 2024
- Global: Payment Type Transactions, by Quarter, in % Year-Over-Year Change, Q4 2022 - Q3 2023
- APAC: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023
- North America: Payment Mix: New Payments vs Traditional Payments, In % of transaction volume, 2023
- Europe: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023
- Latin America: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023
- Europe: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023
- MEA: Payment Mix: New Payments vs Traditional Payments, In %of transaction volume, 2023
6. Cryptocurrency in Payments
- 6.1. Key Takeaways
- 6.2. Cryptocurrency Adoption and Trends
- Global: Share of Respondents Who Would Like to Be Able to Make Payments in Digital Currencies, in %, 2023
- Global: Type of Purchases Respondents Are Interested in Making With Crypto, in % of Respondents, 2023
- Global: Overview of the Cryptocurrency And Blockchain Market, January 2025
- 6.3. Cryptocurrency Ownership by Region
- Global: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- Asia: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- North America: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- Europe: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- Oceania: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- South America: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- Africa: Number of Cryptocurrency Owners, in millions, 2023 & 2024e
- 6.4. Consumer Behavior & Cryptocurrency
- Global: Share of Population That Owns And Uses Digital Currency, in %, 2024e
- Global: Share of Respondents Who Would Shop More Frequently at Their Preferred Online Stores If They Accepted Cryptocur., in %, 2023
- Global: Share of Respondents Who Would Spend More Online If Cryptocurrencies Were Accepted, in %, 2023
7. AI in Payments
- 7.1. Key Takeaways
- 7.2. Overview AI in Payments
- Global: Value of AI in Payments, in USD billion, 2023 & 2031f
- Global: Breakdown of Financial Service Companies' Primary Strategy for Use of AI and ML, in %, Q1 2023
- 7.3. Generative AI and Fraud Prevention
- Global: Spend by Banks on Generative AI, in USD billion, 2024e & 2030f
- Global: Share of Financial Institutions Eyeing Generative AI Use For Fighting Fraud, in %, 2024e
- Global: AI-Driven Fraud Prevention and Risk Management in Financial Services, January 2025
- 7.4. Customer Experience and Future Innovations
- Global: AI-Optimized Payments, Risk Management, and Customer Experience, January 2025
- Global: AI Collaboration and Future Innovations in Payments, January 2025
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