Renters Insurance Global Market Report 2024

Description

Renters insurance is an insurance policy designed for individuals who rent their living space, such as an apartment or house. It offers protection for personal belongings against risks such as theft, fire, and water damage, and may also provide liability coverage for accidents that occur within the rented property. This insurance helps renters recover financially from unexpected events that could damage or destroy their possessions.

The primary types of renters insurance include property coverage, guest medical coverage, and family liability coverage. Property coverage protects against financial loss due to damage or loss of physical property, including buildings and their contents. Distribution channels for renters insurance include both online and offline methods. It is applicable to various types of residences, such as apartments, condos, and homes, and is used by different end users, including both businesses and individuals.

The renters insurance market research report is one of a series of new reports from The Business Research Company that provides renters insurance market statistics, including renters insurance industry global market size, regional shares, competitors with a renters insurance market share, detailed renters insurance market segments, market trends, and opportunities, and any further data you may need to thrive in the renters insurance industry. This renters insurance market research report delivers a complete perspective of everything you need, with an in-depth analysis of the current and future scenario of the industry.

The renters insurance market size has grown strongly in recent years. It will grow from $89.22 billion in 2023 to $94.79 billion in 2024 at a compound annual growth rate (CAGR) of 6.2%. The growth during the historic period can be attributed to several factors, including the rising trend of urbanization, increased awareness of the benefits of renters insurance, frequent property damage incidents, a growing supply of rental properties, and legal requirements.

The renters insurance market size is expected to see strong growth in the next few years. It will grow to $121.28 billion in 2028 at a compound annual growth rate (CAGR) of 6.4%. The anticipated growth during the forecast period can be attributed to the expansion of digital insurance platforms, increased awareness and education efforts, integration with smart home technology, economic recovery and stability, and partnerships with real estate and property management firms. Key trends expected during this period include a rising demand for customizable policies, an expansion of coverage options, a greater focus on affordability, an emphasis on customer experience, and an increase in sustainability and green initiatives.

The growing frequency of natural disasters is expected to drive the expansion of the renters insurance market in the coming years. Natural disasters are sudden and intense environmental events caused by natural earth processes, resulting in significant damage, disruption, and loss of life or property. The rising occurrence of these events is largely attributed to the effects of climate change and environmental degradation. Renters insurance offers financial protection for tenants, covering losses or damage to personal property, as well as liability claims resulting from natural disasters. It helps cover costs such as repairs, temporary relocation, and replacing belongings. For example, in March 2024, the United Nations Office for the Coordination of Humanitarian Affairs (OCHA) reported that 399 natural hazards and disaster events took place globally in 2023, slightly exceeding the 2022 average of 387 events. As a result, the increasing frequency of natural disasters is fueling the growth of the renters insurance market.

Key players in the renters insurance market are focusing on developing innovative solutions, such as artificial intelligence (AI)-powered renters insurance, to enhance the customer experience. AI-powered solutions use AI to automate underwriting, personalize coverage, and speed up claim processing. For instance, in April 2024, Kanguro Insurance, a US-based insurance company, launched a new renters insurance product for the Texas market. This product features AI-driven policy creation, affordable premiums tailored to customers' needs, and a streamlined claims process for added convenience. The company has designed a user-friendly claims process, making it easier for customers to manage their claims and ensuring that support is readily available. This product reflects a tech-forward, customer-centric approach, emphasizing accessibility, affordability, and personalized premiums that align with customers' budgets.

In April 2024, Doxa Insurance Holdings, a US-based insurance agency, acquired Renters Legal Liability LLC for an undisclosed amount. This acquisition aims to expand Doxa Insurance Holdings' product range, enhance market presence, and increase revenue, while also utilizing Renters Legal Liability's expertise to improve tenant risk management and customer satisfaction. Renters Legal Liability LLC is a US-based provider of renters insurance.

Major companies operating in the renters insurance market are State Farm Insurance, MetLife Inc., Nationwide Mutual Insurance Company, Allstate Property and Casualty Insurance Company., Liberty Mutual Insurance Company, Progressive Corporation, Chubb Limited, The Travelers Companies Inc., United Services Automobile Association (USAA), Hartford Financial Services, American Family Insurance Group (AFIG), Farmers Insurance Group, The Cincinnati Insurance Company, Mercury General Corporation, Amica Mutual Insurance Company, Westfield Insurance, Esurance, Grange Insurance, Edison Insurance Company, Intact Insurance Specialty Solutions, Root Inc., Lemonade Inc., Hippo Insurance Services, National General Insurance, SentryWest Insurance Services

North America was the largest region in the renters insurance market in 2023. The regions covered in the renters insurance market report are Asia-Pacific, Western Europe, Eastern Europe, North America, South America, Middle East, Africa.

The countries covered in the renters insurance market report are Australia, Brazil, China, France, Germany, India, Indonesia, Japan, Russia, South Korea, UK, USA, Canada, Italy, Spain.

The renters insurance market includes revenues earned by entities by providing services such as identity theft protection, water backup coverage, and replacement cost coverage. The market value includes the value of related goods sold by the service provider or included within the service offering. Only goods and services traded between entities or sold to end consumers are included.

The market value is defined as the revenues that enterprises gain from the sale of goods and/or services within the specified market and geography through sales, grants, or donations in terms of the currency (in USD, unless otherwise specified).

The revenues for a specified geography are consumption values that are revenues generated by organizations in the specified geography within the market, irrespective of where they are produced. It does not include revenues from resales along the supply chain, either further along the supply chain or as part of other products.

Renters Insurance Global Market Report 2024 from The Business Research Company provides strategists, marketers and senior management with the critical information they need to assess the market.

This report focuses on renters insurance market which is experiencing strong growth. The report gives a guide to the trends which will be shaping the market over the next ten years and beyond.

Reasons to Purchase

Gain a truly global perspective with the most comprehensive report available on this market covering 50+ geographies.
Understand how the market has been affected by the COVID-19 and how it is responding as the impact of the virus abates.
Assess the Russia - Ukraine war's impact on agriculture, energy and mineral commodity supply and its direct and indirect impact on the market.
Measure the impact of high global inflation on market growth.
Create regional and country strategies on the basis of local data and analysis.
Identify growth segments for investment.
Outperform competitors using forecast data and the drivers and trends shaping the market.
Understand customers based on the latest market shares.
Benchmark performance against key competitors.
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Report will be updated with the latest data and delivered to you within 3-5 working days of order along with an Excel data sheet for easy data extraction and analysis.
All data from the report will also be delivered in an excel dashboard format.

Where is the largest and fastest growing market for renters insurance ? How does the market relate to the overall economy, demography and other similar markets? What forces will shape the market going forward? The renters insurance market global report from the Business Research Company answers all these questions and many more.

The report covers market characteristics, size and growth, segmentation, regional and country breakdowns, competitive landscape, market shares, trends and strategies for this market. It traces the market's historic and forecast market growth by geography.

The market characteristics section of the report defines and explains the market.
The market size section gives the market size ($b) covering both the historic growth of the market, and forecasting its development.
The forecasts are made after considering the major factors currently impacting the market. These include:

The impact of sanctions, supply chain disruptions, and altered demand for goods and services due to the Russian Ukraine war, impacting various macro-economic factors and parameters in the Eastern European region and its subsequent effect on global markets.

The impact of higher inflation in many countries and the resulting spike in interest rates.

The continued but declining impact of COVID-19 on supply chains and consumption patterns.

Market segmentations break down the market into sub markets.
The regional and country breakdowns section gives an analysis of the market in each geography and the size of the market by geography and compares their historic and forecast growth. It covers the growth trajectory of COVID-19 for all regions, key developed countries and major emerging markets.
The competitive landscape chapter gives a description of the competitive nature of the market, market shares, and a description of the leading companies. Key financial deals which have shaped the market in recent years are identified.
The trends and strategies section analyses the shape of the market as it emerges from the crisis and suggests how companies can grow as the market recovers.

Scope

Markets Covered:1) By Type: Property Coverage; Guest Medical Coverage; Family Liability Coverage
2) By Distribution Channels: Online; Offline
3) By Application: Apartment; Condo; Home
4) By End User: Business; Individuals
Companies Mentioned: State Farm Insurance; MetLife Inc.; Nationwide Mutual Insurance Company; Allstate Property and Casualty Insurance Company.; Liberty Mutual Insurance Company
Countries: Australia; Brazil; China; France; Germany; India; Indonesia; Japan; Russia; South Korea; UK; USA; Canada; Italy; Spain
Regions: Asia-Pacific; Western Europe; Eastern Europe; North America; South America; Middle East; Africa
Time series: Five years historic and ten years forecast.
Data: Ratios of market size and growth to related markets, GDP proportions, expenditure per capita,
Data segmentations: country and regional historic and forecast data, market share of competitors, market segments.
Sourcing and Referencing: Data and analysis throughout the report is sourced using end notes.
Delivery format: PDF, Word and Excel Data Dashboard.

Product Code: r20832

1. Executive Summary

2. Renters Insurance Market Characteristics

3. Renters Insurance Market Trends And Strategies

4. Renters Insurance Market - Macro Economic Scenario

4.1. Impact Of High Inflation On The Market
4.2. Ukraine-Russia War Impact On The Market
4.3. COVID-19 Impact On The Market

5. Global Renters Insurance Market Size and Growth

5.1. Global Renters Insurance Market Drivers and Restraints
- 5.1.1. Drivers Of The Market
- 5.1.2. Restraints Of The Market
5.2. Global Renters Insurance Historic Market Size and Growth, 2018 - 2023, Value ($ Billion)
5.3. Global Renters Insurance Forecast Market Size and Growth, 2023 - 2028, 2033F, Value ($ Billion)

6. Renters Insurance Market Segmentation

6.1. Global Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
Property Coverage
Guest Medical Coverage
Family Liability Coverage
6.2. Global Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
Online
Offline
6.3. Global Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
Apartment
Condo
Home
6.4. Global Renters Insurance Market, Segmentation By End User, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
Business
Individuals

7. Renters Insurance Market Regional And Country Analysis

7.1. Global Renters Insurance Market, Split By Region, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
7.2. Global Renters Insurance Market, Split By Country, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

8. Asia-Pacific Renters Insurance Market

8.1. Asia-Pacific Renters Insurance Market Overview
Region Information, Impact Of COVID-19, Market Information, Background Information, Government Initiatives, Regulations, Regulatory Bodies, Major Associations, Taxes Levied, Corporate Tax Structure, Investments, Major Companies
8.2. Asia-Pacific Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
8.3. Asia-Pacific Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
8.4. Asia-Pacific Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

9. China Renters Insurance Market

9.1. China Renters Insurance Market Overview
9.2. China Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion
9.3. China Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion
9.4. China Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F,$ Billion

10. India Renters Insurance Market

10.1. India Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
10.2. India Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
10.3. India Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

11. Japan Renters Insurance Market

11.1. Japan Renters Insurance Market Overview
11.2. Japan Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
11.3. Japan Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
11.4. Japan Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

12. Australia Renters Insurance Market

12.1. Australia Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
12.2. Australia Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
12.3. Australia Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

13. Indonesia Renters Insurance Market

13.1. Indonesia Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
13.2. Indonesia Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
13.3. Indonesia Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

14. South Korea Renters Insurance Market

14.1. South Korea Renters Insurance Market Overview
14.2. South Korea Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
14.3. South Korea Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
14.4. South Korea Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

15. Western Europe Renters Insurance Market

15.1. Western Europe Renters Insurance Market Overview
15.2. Western Europe Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
15.3. Western Europe Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
15.4. Western Europe Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

16. UK Renters Insurance Market

16.1. UK Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
16.2. UK Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
16.3. UK Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

17. Germany Renters Insurance Market

17.1. Germany Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
17.2. Germany Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
17.3. Germany Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

18. France Renters Insurance Market

18.1. France Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
18.2. France Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
18.3. France Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

19. Italy Renters Insurance Market

19.1. Italy Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
19.2. Italy Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
19.3. Italy Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

20. Spain Renters Insurance Market

20.1. Spain Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
20.2. Spain Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
20.3. Spain Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

21. Eastern Europe Renters Insurance Market

21.1. Eastern Europe Renters Insurance Market Overview
21.2. Eastern Europe Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
21.3. Eastern Europe Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
21.4. Eastern Europe Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

22. Russia Renters Insurance Market

22.1. Russia Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
22.2. Russia Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
22.3. Russia Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

23. North America Renters Insurance Market

23.1. North America Renters Insurance Market Overview
23.2. North America Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
23.3. North America Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
23.4. North America Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

24. USA Renters Insurance Market

24.1. USA Renters Insurance Market Overview
24.2. USA Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
24.3. USA Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
24.4. USA Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

25. Canada Renters Insurance Market

25.1. Canada Renters Insurance Market Overview
25.2. Canada Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
25.3. Canada Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
25.4. Canada Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

26. South America Renters Insurance Market

26.1. South America Renters Insurance Market Overview
26.2. South America Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
26.3. South America Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
26.4. South America Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

27. Brazil Renters Insurance Market

27.1. Brazil Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
27.2. Brazil Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
27.3. Brazil Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

28. Middle East Renters Insurance Market

28.1. Middle East Renters Insurance Market Overview
28.2. Middle East Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
28.3. Middle East Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
28.4. Middle East Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

29. Africa Renters Insurance Market

29.1. Africa Renters Insurance Market Overview
29.2. Africa Renters Insurance Market, Segmentation By Type, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
29.3. Africa Renters Insurance Market, Segmentation By Distribution Channels, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion
29.4. Africa Renters Insurance Market, Segmentation By Application, Historic and Forecast, 2018-2023, 2023-2028F, 2033F, $ Billion

30. Renters Insurance Market Competitive Landscape And Company Profiles

30.1. Renters Insurance Market Competitive Landscape
30.2. Renters Insurance Market Company Profiles
- 30.2.1. State Farm Insurance
  - 30.2.1.1. Overview
  - 30.2.1.2. Products and Services
  - 30.2.1.3. Strategy
  - 30.2.1.4. Financial Performance
- 30.2.2. MetLife Inc.
  - 30.2.2.1. Overview
  - 30.2.2.2. Products and Services
  - 30.2.2.3. Strategy
  - 30.2.2.4. Financial Performance
- 30.2.3. Nationwide Mutual Insurance Company
  - 30.2.3.1. Overview
  - 30.2.3.2. Products and Services
  - 30.2.3.3. Strategy
  - 30.2.3.4. Financial Performance
- 30.2.4. Allstate Property and Casualty Insurance Company.
  - 30.2.4.1. Overview
  - 30.2.4.2. Products and Services
  - 30.2.4.3. Strategy
  - 30.2.4.4. Financial Performance
- 30.2.5. Liberty Mutual Insurance Company
  - 30.2.5.1. Overview
  - 30.2.5.2. Products and Services
  - 30.2.5.3. Strategy
  - 30.2.5.4. Financial Performance

31. Renters Insurance Market Other Major And Innovative Companies

31.1. Progressive Corporation
31.2. Chubb Limited
31.3. The Travelers Companies Inc.
31.4. United Services Automobile Association (USAA)
31.5. Hartford Financial Services
31.6. American Family Insurance Group (AFIG)
31.7. Farmers Insurance Group
31.8. The Cincinnati Insurance Company
31.9. Mercury General Corporation
31.10. Amica Mutual Insurance Company
31.11. Westfield Insurance
31.12. Esurance
31.13. Grange Insurance
31.14. Edison Insurance Company
31.15. Intact Insurance Specialty Solutions

32. Global Renters Insurance Market Competitive Benchmarking

33. Global Renters Insurance Market Competitive Dashboard

34. Key Mergers And Acquisitions In The Renters Insurance Market

35. Renters Insurance Market Future Outlook and Potential Analysis

35.1 Renters Insurance Market In 2028 - Countries Offering Most New Opportunities
35.2 Renters Insurance Market In 2028 - Segments Offering Most New Opportunities
35.3 Renters Insurance Market In 2028 - Growth Strategies
- 35.3.1 Market Trend Based Strategies
- 35.3.2 Competitor Strategies

36. Appendix

36.1. Abbreviations
36.2. Currencies
36.3. Historic And Forecast Inflation Rates
36.4. Research Inquiries
36.5. The Business Research Company
36.6. Copyright And Disclaimer