Virtual Cards Market in Europe 2025-2029

Description

List of Tables

The virtual cards market in europe is forecasted to grow by USD 122.7 bn during 2024-2029, accelerating at a CAGR of 18.4% during the forecast period. The report on the virtual cards market in europe provides a holistic analysis, market size and forecast, trends, growth drivers, and challenges, as well as vendor analysis covering around 25 vendors.

The report offers an up-to-date analysis regarding the current market scenario, the latest trends and drivers, and the overall market environment. The market is driven by high adoption of contactless payment solutions, increasing internet penetration globally, and growing focus on customer satisfaction.

The study was conducted using an objective combination of primary and secondary information including inputs from key participants in the industry. The report contains a comprehensive market size data, segment with regional analysis and vendor landscape in addition to an analysis of the key companies. Reports have historic and forecast data.

Market Scope
Base Year	2025
End Year	2029
Series Year	2025-2029
Growth Momentum	Accelerate
YOY 2025	15.4%
CAGR	18.4%
Incremental Value	$122.7 bn

Technavio's virtual cards market in europe is segmented as below:

By Product

B2B virtual cards
B2C remote payment virtual cards
B2C POS virtual cards

By Application

Business use
Consumer use

By Geographical Landscape

Europe

This study identifies the emergence of nfc-based payment technology as one of the prime reasons driving the virtual cards market in europe growth during the next few years. Also, new developments associated with virtual cards and integration of virtual cards with blockchain technology will lead to sizable demand in the market.

The report on the virtual cards market in europe covers the following areas:

Virtual Cards Market in Europe sizing
Virtual Cards Market in Europe forecast
Virtual Cards Market in Europe industry analysis

The robust vendor analysis is designed to help clients improve their market position, and in line with this, this report provides a detailed analysis of several leading virtual cards market in europe vendors that include Aion SA, AirPlus, Apple Inc., Bank of China Ltd., Barclays PLC, Bharti Airtel Ltd., bunq B.V., Capital One Financial Corp., Klarna Bank AB, Marqeta Inc., Mastercard Inc., Mindtree, Monese Ltd., Qonto, Revolut Ltd., Skrill Ltd., Stripe Inc., and WEX Inc.. Also, the virtual cards market in europe analysis report includes information on upcoming trends and challenges that will influence market growth. This is to help companies strategize and leverage all forthcoming growth opportunities.

The publisher presents a detailed picture of the market by the way of study, synthesis, and summation of data from multiple sources by an analysis of key parameters such as profit, pricing, competition, and promotions. It presents various market facets by identifying the key industry influencers. The data presented is comprehensive, reliable, and a result of extensive primary and secondary research. The market research reports provide a complete competitive landscape and an in-depth vendor selection methodology and analysis using qualitative and quantitative research to forecast accurate market growth.

Product Code: IRTNTR75568

1 Executive Summary

1.1 Market overview
- Executive Summary - Chart on Market Overview
- Executive Summary - Data Table on Market Overview
- Executive Summary - Chart on Country Market Characteristics
- Executive Summary - Chart on Market By Geographical Landscape
- Executive Summary - Chart on Market Segmentation by Product
- Executive Summary - Chart on Market Segmentation by Application
- Executive Summary - Chart on Incremental Growth
- Executive Summary - Data Table on Incremental Growth
- Executive Summary - Chart on Company Market Positioning

2 Technavio Analysis

2.1 Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria
2.2 Criticality of inputs and Factors of differentiation
- Overview on criticality of inputs and factors of differentiation
2.3 Factors of disruption
- Overview on factors of disruption
2.4 Impact of drivers and challenges
- Impact of drivers and challenges in 2024 and 2029

3 Market Landscape

3.1 Market ecosystem
- Parent Market
- Data Table on - Parent Market
3.2 Market characteristics
- Market characteristics analysis
3.3 Value chain analysis
- Value chain analysis

4 Market Sizing

4.1 Market definition
- Offerings of companies included in the market definition
4.2 Market segment analysis
- Market segments
4.3 Market size 2024
4.4 Market outlook: Forecast for 2024-2029
- Chart on Europe - Market size and forecast 2024-2029 ($ billion)
- Data Table on Regional - Market size and forecast 2024-2029 ($ billion)
- Chart on Europe: Year-over-year growth 2024-2029 (%)
- Data Table on Regional - Market size and forecast 2024-2029 ($ billion)

5 Historic Market Size

5.1 Virtual Cards Market in Europe 2019 - 2023
- Historic Market Size - Data Table on Virtual Cards Market in Europe 2019 - 2023 ($ billion)
5.2 Product segment analysis 2019 - 2023
- Historic Market Size - Product Segment 2019 - 2023 ($ billion)
5.3 Application segment analysis 2019 - 2023
- Historic Market Size - Application Segment 2019 - 2023 ($ billion)
5.4 Geography segment analysis 2019 - 2023
- Historic Market Size - Geography Segment 2019 - 2023 ($ billion)

6 Qualitative Analysis

6.1 Impact of AI on Virtual Cards Market in Europe

7 Five Forces Analysis

7.1 Five forces summary
- Five forces analysis - Comparison between 2024 and 2029
7.2 Bargaining power of buyers
- Bargaining power of buyers - Impact of key factors 2024 and 2029
7.3 Bargaining power of suppliers
- Bargaining power of suppliers - Impact of key factors in 2024 and 2029
7.4 Threat of new entrants
- Threat of new entrants - Impact of key factors in 2024 and 2029
7.5 Threat of substitutes
- Threat of substitutes - Impact of key factors in 2024 and 2029
7.6 Threat of rivalry
- Threat of rivalry - Impact of key factors in 2024 and 2029
7.7 Market condition
- Chart on Market condition - Five forces 2024 and 2029

8 Market Segmentation by Product

8.1 Market segments
- Chart on Product - Market share 2024-2029 (%)
- Data Table on Product - Market share 2024-2029 (%)
8.2 Comparison by Product
- Chart on Comparison by Product
- Data Table on Comparison by Product
8.3 B2B virtual cards - Market size and forecast 2024-2029
- Chart on B2B virtual cards - Market size and forecast 2024-2029 ($ billion)
- Data Table on B2B virtual cards - Market size and forecast 2024-2029 ($ billion)
- Chart on B2B virtual cards - Year-over-year growth 2024-2029 (%)
- Data Table on B2B virtual cards - Year-over-year growth 2024-2029 (%)
8.4 B2C remote payment virtual cards - Market size and forecast 2024-2029
- Chart on B2C remote payment virtual cards - Market size and forecast 2024-2029 ($ billion)
- Data Table on B2C remote payment virtual cards - Market size and forecast 2024-2029 ($ billion)
- Chart on B2C remote payment virtual cards - Year-over-year growth 2024-2029 (%)
- Data Table on B2C remote payment virtual cards - Year-over-year growth 2024-2029 (%)
8.5 B2C POS virtual cards - Market size and forecast 2024-2029
- Chart on B2C POS virtual cards - Market size and forecast 2024-2029 ($ billion)
- Data Table on B2C POS virtual cards - Market size and forecast 2024-2029 ($ billion)
- Chart on B2C POS virtual cards - Year-over-year growth 2024-2029 (%)
- Data Table on B2C POS virtual cards - Year-over-year growth 2024-2029 (%)
8.6 Market opportunity by Product
- Market opportunity by Product ($ billion)
- Data Table on Market opportunity by Product ($ billion)

9 Market Segmentation by Application

9.1 Market segments
- Chart on Application - Market share 2024-2029 (%)
- Data Table on Application - Market share 2024-2029 (%)
9.2 Comparison by Application
- Chart on Comparison by Application
- Data Table on Comparison by Application
9.3 Business use - Market size and forecast 2024-2029
- Chart on Business use - Market size and forecast 2024-2029 ($ billion)
- Data Table on Business use - Market size and forecast 2024-2029 ($ billion)
- Chart on Business use - Year-over-year growth 2024-2029 (%)
- Data Table on Business use - Year-over-year growth 2024-2029 (%)
9.4 Consumer use - Market size and forecast 2024-2029
- Chart on Consumer use - Market size and forecast 2024-2029 ($ billion)
- Data Table on Consumer use - Market size and forecast 2024-2029 ($ billion)
- Chart on Consumer use - Year-over-year growth 2024-2029 (%)
- Data Table on Consumer use - Year-over-year growth 2024-2029 (%)
9.5 Market opportunity by Application
- Market opportunity by Application ($ billion)
- Data Table on Market opportunity by Application ($ billion)

10 Customer Landscape

10.1 Customer landscape overview
- Analysis of price sensitivity, lifecycle, customer purchase basket, adoption rates, and purchase criteria

11 Geographic Landscape

11.1 Geographic segmentation
- Chart on Market share By Geographical Landscape - 2024-2029 (%)
- Data Table on Market share By Geographical Landscape - 2024-2029 (%)
11.2 Geographic comparison
- Chart on Geographic comparison
- Data Table on Geographic comparison
11.3 UK - Market size and forecast 2024-2029
- Chart on UK - Market size and forecast 2024-2029 ($ billion)
- Data Table on UK - Market size and forecast 2024-2029 ($ billion)
- Chart on UK - Year-over-year growth 2024-2029 (%)
- Data Table on UK - Year-over-year growth 2024-2029 (%)
11.4 France - Market size and forecast 2024-2029
- Chart on France - Market size and forecast 2024-2029 ($ billion)
- Data Table on France - Market size and forecast 2024-2029 ($ billion)
- Chart on France - Year-over-year growth 2024-2029 (%)
- Data Table on France - Year-over-year growth 2024-2029 (%)
11.5 Italy - Market size and forecast 2024-2029
- Chart on Italy - Market size and forecast 2024-2029 ($ billion)
- Data Table on Italy - Market size and forecast 2024-2029 ($ billion)
- Chart on Italy - Year-over-year growth 2024-2029 (%)
- Data Table on Italy - Year-over-year growth 2024-2029 (%)
11.6 Switzerland - Market size and forecast 2024-2029
- Chart on Switzerland - Market size and forecast 2024-2029 ($ billion)
- Data Table on Switzerland - Market size and forecast 2024-2029 ($ billion)
- Chart on Switzerland - Year-over-year growth 2024-2029 (%)
- Data Table on Switzerland - Year-over-year growth 2024-2029 (%)
11.7 Rest of Europe - Market size and forecast 2024-2029
- Chart on Rest of Europe - Market size and forecast 2024-2029 ($ billion)
- Data Table on Rest of Europe - Market size and forecast 2024-2029 ($ billion)
- Chart on Rest of Europe - Year-over-year growth 2024-2029 (%)
- Data Table on Rest of Europe - Year-over-year growth 2024-2029 (%)
11.8 Market opportunity By Geographical Landscape
- Market opportunity By Geographical Landscape ($ billion)
- Data Table on Market opportunity By Geographical Landscape ($ billion)

12 Drivers, Challenges, and Opportunity/Restraints

12.1 Market drivers
12.2 Market challenges
12.3 Impact of drivers and challenges
- Impact of drivers and challenges in 2024 and 2029
12.4 Market opportunities/restraints

13 Competitive Landscape

13.1 Overview
13.2 Competitive Landscape
- Overview on criticality of inputs and factors of differentiation
13.3 Landscape disruption
- Overview on factors of disruption
13.4 Industry risks
- Impact of key risks on business

14 Competitive Analysis

14.1 Companies profiled
- Companies covered
14.2 Company ranking index
- Company ranking index
14.3 Market positioning of companies
- Matrix on companies position and classification
14.4 Aion SA
- Aion SA - Overview
- Aion SA - Product / Service
- Aion SA - Key offerings
- SWOT
14.5 AirPlus
- AirPlus - Overview
- AirPlus - Product / Service
- AirPlus - Key offerings
- SWOT
14.6 Apple Inc.
- Apple Inc. - Overview
- Apple Inc. - Business segments
- Apple Inc. - Key news
- Apple Inc. - Key offerings
- Apple Inc. - Segment focus
- SWOT
14.7 Bharti Airtel Ltd.
- Bharti Airtel Ltd. - Overview
- Bharti Airtel Ltd. - Business segments
- Bharti Airtel Ltd. - Key news
- Bharti Airtel Ltd. - Key offerings
- Bharti Airtel Ltd. - Segment focus
- SWOT
14.8 bunq B.V.
- bunq B.V. - Overview
- bunq B.V. - Product / Service
- bunq B.V. - Key offerings
- SWOT
14.9 Klarna Bank AB
- Klarna Bank AB - Overview
- Klarna Bank AB - Product / Service
- Klarna Bank AB - Key offerings
- SWOT
14.10 Marqeta Inc.
- Marqeta Inc. - Overview
- Marqeta Inc. - Product / Service
- Marqeta Inc. - Key offerings
- SWOT
14.11 Mastercard Inc.
- Mastercard Inc. - Overview
- Mastercard Inc. - Product / Service
- Mastercard Inc. - Key news
- Mastercard Inc. - Key offerings
- SWOT
14.12 Mindtree
- Mindtree - Overview
- Mindtree - Product / Service
- Mindtree - Key offerings
- SWOT
14.13 Monese Ltd.
- Monese Ltd. - Overview
- Monese Ltd. - Product / Service
- Monese Ltd. - Key offerings
- SWOT
14.14 Qonto
- Qonto - Overview
- Qonto - Product / Service
- Qonto - Key offerings
- SWOT
14.15 Revolut Ltd.
- Revolut Ltd. - Overview
- Revolut Ltd. - Product / Service
- Revolut Ltd. - Key offerings
- SWOT
14.16 Skrill Ltd.
- Skrill Ltd. - Overview
- Skrill Ltd. - Product / Service
- Skrill Ltd. - Key offerings
- SWOT
14.17 Stripe Inc.
- Stripe Inc. - Overview
- Stripe Inc. - Product / Service
- Stripe Inc. - Key offerings
- SWOT
14.18 WEX Inc.
- WEX Inc. - Overview
- WEX Inc. - Business segments
- WEX Inc. - Key news
- WEX Inc. - Key offerings
- WEX Inc. - Segment focus
- SWOT

15 Appendix

15.1 Scope of the report
15.2 Inclusions and exclusions checklist
- Inclusions checklist
- Exclusions checklist
15.3 Currency conversion rates for US$
- Currency conversion rates for US$
15.4 Research methodology
- Research methodology
15.5 Data procurement
- Information sources
15.6 Data validation
- Data validation
15.7 Validation techniques employed for market sizing
- Validation techniques employed for market sizing
15.8 Data synthesis
- Data synthesis
15.9 360 degree market analysis
- 360 degree market analysis
15.10 List of abbreviations
- List of abbreviations